The Effect of Ijarah Lease Income on Net Income at The Indonesian Sharia Bank (Case Study of The Indonesian Sharia Bank in Pinang 2018–2020)
DOI:
https://doi.org/10.30868/ad.v7i01.5030Keywords:
Effect of Ijarah Income, Net Profit, Indonesian Sharia BankAbstract
The background of this research is the effect of ijarah lease income on net income in Indonesian Islamic banks. Net profit will increase when the financing distributed to customers is able to generate high profits, the higher the financing distributed, the higher the income received by the bank. With an increase in the level of financing, it will ultimately increase net profit (net income). With a large net profit, the bank will be able to face competition as well as expand the market, the continuity of the bank's business will be more guaranteed, and the level of financing obtained for each product will be evenly distributed without too much comparison. will make the bank's position more stable and optimize profit gain, even though there is one product that is problematic and poses a risk, but that risk certainly does not significantly affect the bank's business in generating profits because it is still anticipated by financing other products.
References
Abdallah, M. dan I. L. (2019). Analisis Minat Menabung pada Bank Syariah di Kalangan Siswa SMA di Kota Medan (Studi Kasus: Ssiwa Madrasah Aliyah Negeri). Jurnal Ekonomi Dan Keuangan, 3(7).
Amalia, M. M. (2019). Pengaruh Biaya Produksi Terhadap Laba Kotor Studi Kasus Pada PT. Lestari Alam Segar. Jurnal Ilmiah Skylandsea, 3(1), 1–10.
Damanik Intan Konta, S. G. (2022). 34|PENGANTAR ILMU EKONOMI| Konta Intan Damanik & Gatot Sasongko. 1–12.
Fatmawati, I. (dkk). (2019). Pengaruh Pembiayaan Murabahah, Mudharabah, Musyarakah dan Ijarah Terhadap Laba Bersih Bank Umum Syariah di Indonesia. Jurnal Fakultas Ekonomi Universitas Jember (UNEJ).
Ilham, S. (2019). Pengaruh Pendapatan Murabahah, Mudharabah dan Musyarakah Terhadap Return on Equity PT Bank Syariah Mandiri.
Marumpe, D. P., Ekonomika, F., Memenuhi, G., & Mencapai, P. (2018). The Influence of Perceived Organizational Support and Flexible Working Arrangement towards Employee Engagement among Millennials ( Work / Life Balance as Intervening Variable ) TESIS.
Musnaini. (2018). Perilaku Nasabah Dalam Bauran Pemasaran Terhadap Keputusan Memilih Produk Bank Syariah. Jurnal ISSN:2085-0972, Vol.2(I).
Qodriasari, L. I. (2019). Analisis Pengaruh Pendapatan Pembiayaan Mudharabah ,Musyarakah,Murabahah,dan Sewa Ijarah Terhadap Profitabilitas Bank Umum Syariah Di Indonesia Periode Tahun 2011-2018. Jurnal UM Surakarta.
Rizqa, Ramadhaning Tya., A. S. (2019). Pengaruh Lokasi dan Kualitas Terhadap Keputusan Nasabah untuk Menabung di BMT Sumber Mulia Tuntang. Jurnal Muqtasid, III.
Rizwanto, N. (2016). Analisis Pengaruh Akuntabilitas Dan Transparansi Pengelolaan Keuangan Daerah Terhadap Kinerja Pemerintah Daerah Kabupaten Jember Analysis. Artikel Ilmiah Mahasiswa.
Udiyanti, N. L. N. A. (2014). Pengaruh Penerapan Standar Akuntansi Pemerintahan, Sistem Pengendalian Internal, dan Kompetensi Staf Akuntansi Terhadap Kualitas Laporan Keuangan Pemerintah Daerah (Studi kasus pada SKPD Kabupaten Buleleng). S1 Ak Universitas Pendidikan Ganesha, 2(1).
Umiyati, S. (2020). Kinerja Keuangan dan Tingkat Bagi Hasil Deposito Mudharabah pada Bank Umum Syariah di Indonesia. Jurnal Fakultas Ekonomi Dan Bisnis UIN Syarif Hidayatullah Jakarta.
Utami S, I. S. (2012). Pengaruh Penerapan Sistem Akuntansi Instansi Terhadap Pengelola Keuangan pada Satuan Kerja Perencanaan dan Pengendalian Program Infrastruktur Pemukiman Sumatera Utara. Skripsi Akuntansi Universitas Negeri Medan.
Wira murti. I putu, i wayan santika. (2018). Pengaruh Kepercayaan Nasabah, Bauran Produk, dan Bauran Lokasi Terhadap Transaksi Nasabah. Jurnal Manajemen, Vol.5(1).
Downloads
Published
How to Cite
Issue
Section
Citation Check
License
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
